After her husband's company collapses, Nagisa Shinohara secretly borrows money she cannot repay. The collector demands her body instead. She resists at first, but stimulation between her legs gradually overwhelms her. He takes full advantage with cunnilingus, blowjobs, and sex in multiple positions before finishing with a creampie. Though she began in distress, Nagisa ends up conquered by the pleasure and unexpectedly satisfied.