Why are life-insurance saleswomen willing to sleep with clients to secure policies? Why do they keep providing sexual favors so those contracts remain active for at least two years? Once you understand how their commissions work, it becomes surprisingly easy to have sex with them—not only when signing the policy, but afterward as well. By exploiting their fear of cancellation within the first two years, the client repeatedly hints that he might terminate the contract and pressures the saleswoman into sleeping with him again.